LOANS

QUICK AND EASY LOAN FOR AN UNEXPECTED TRIP

19 JULY 2018

Unexpected trips are the best! They are characterised by a little thrill involved with leaving at the last moment and often... a lack of money because we're not prepared to that kind of expenditure. If we plan our vacation in advance, we have a chance to save some money for that purpose. In case of sudden expense, we may need some backup. Where to look for money?

Where To Get a Quick Cash?

In the beginning, you can ask your family or friends for help. You can always write down a contract where you include details about terms and deadlines. Thanks to that perhaps they would be more likely to lend you money – even a simple deal can cause that. And of course, you will feel more comfortable with asking.

Another solution is to request your boss for an advance on your next paycheck. You can use an app called Earnin, which enables you to draw from your paycheck.

If you don't feel comfortable with asking someone's help – the solution to your problem may be a quick loan.

Consider Getting a Loan

When you don't have enough money to cover your unexpected trip with friends or family, you may want to consider getting a quick loan. You can borrow money from the bank, payday lender or pawnshop. Which solution is better?

In the case of a bank loan, you will wait for your money for about a week, but APR will be relatively low. It's the cheapest option, but it's addressed to people who don't need money extra fast and can wait for a week.

Payday lenders and pawnshops will grant you with money faster. Although you have to take into consideration that these are the options with the higher interest rate. Usually, you can borrow from 2000 to 50 000 and APR is based mostly on your credit profile, but you should remember, that the faster you will get money the more expensive it will be.


Quick Online Loans

If you want to get money as quickly as possible, search for online loans. On the internet, you will find quotes from banks, payday lenders, and pawnshops. You can choose whatever you like.

Remember to compare loan terms before you select an offer! If you have a problem with making a decision, you can compare quotes using our comparison service. Our financial advisors will also be glad to help you: if you want to consult with them, fill out this form.


Author: Olga Gierszal

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